These terms set out the rules that govern your account on iu44 — what we commit to, what you accept, and how both sides handle the relationship. Access to any part of iu44 depends on your local law and the eligible regions we serve; please check whether use is permitted where you are before proceeding.
Account & Access Rules
Transaction Conditions
User Rights & Obligations
Policy Updates
POLICY POSTURE
How These Terms Apply to Your Account
By opening or continuing to use an iu44 account, you confirm that you have read and accepted these terms in full. They apply to every action you take on the platform — logging in on a mobile browser, navigating the lobby, placing activity, and any transaction you initiate through bKash, Upay, or Bank Transfer. These terms do not override applicable law in your jurisdiction; where local law conflicts with any clause here, local law takes precedence. We update these terms when our services or obligations change. When we do, the revised version is published at this URL with a note of what changed. Continuing to use your account after a change is posted means you accept the updated terms. If any part of an update is unacceptable to you, the right course is to stop using the account and contact our support channel before any further transactions clear. Your wallet balance and any pending transactions at the time of a policy change remain subject to the terms active when those transactions were initiated, unless the revision specifically states otherwise. We aim to keep this page clear and current for every account holder.
bKash — wallet transactions governed by these terms
Upay — local payment conditions apply
Bank Transfer — subject to account verification steps
WHAT THIS COVERS
Scope: Inside and Outside These Terms
Not every part of your experience on iu44 falls under these terms in the same way. Some areas are fully governed here; others involve third-party rules that sit alongside ours. Knowing the difference helps you understand where to direct a question.
Account Access
Creating an account, logging in, session continuity on mobile, and any action taken while signed in are all covered by these terms. Your credentials and account security sit entirely within this policy.
Transactions
Deposits and withdrawals processed through bKash, Upay, or Bank Transfer are governed by these terms alongside the rules of the respective payment service. Transaction disputes follow the process described in our support route.
Site Content
Game content, odds displays, and lobby navigation are covered here to the extent that they relate to your account activity. Game mechanics and RTP information are published by individual studios where they choose to expose them.
Third-Party Services
Payment providers and game studios operate under their own separate agreements. iu44 does not control those external terms; if a conflict arises between them and our policy, contact our support team to clarify which applies to your specific situation.
YOUR PRACTICAL RIGHTS
What You Can Do Under These Terms
These terms are not only a list of restrictions — they also define the practical actions available to you as an account holder. You have the right to review any transaction record from your account history at any time while your account is active. If a detail in your account profile is wrong — name, contact number, or linked wallet reference — you can request a correction through the support channel; we will ask you to verify your identity before making changes to protect your account. You can raise a question about how any clause in these terms applies to you by contacting support directly; we will respond through the same route you used to ask. You may also request that your account be reviewed if you believe a transaction has been handled incorrectly. These rights are yours regardless of which device you used or which payment method was involved in the transaction — bKash, Upay, or Bank Transfer all fall under the same account-record access route.
Review Transaction Records
Open your account history page to see a full log of deposits, withdrawals, and activity. Records are accessible while your account remains active; contact support if a specific entry is missing or unclear.
Correct Account Details
Submit a correction request through the support channel. Identity verification is required before any profile field is changed — this step protects your account from unauthorised edits.
Raise a Policy Question
If any clause in these terms is unclear or you need to know how it applies to your specific situation, contact us directly. We respond on the same route you used to get in touch.
Dispute a Transaction
If you believe a bKash, Upay, or Bank Transfer transaction was processed incorrectly, raise it with support and include the transaction reference shown in your account history. We will investigate and respond to you directly.
CONTACT ROUTES
How to Reach Us About These Terms
For any question that relates specifically to these terms — account access, transaction conditions, a rights request, or a dispute — use the channels below. We only list routes that are visibly published on the site; we do not promise response times we cannot verify.
Live Chat
The live chat widget is accessible from the account area on both mobile browser and desktop. Use it for time-sensitive questions about an active transaction or an account access issue.
Email Support
For written records of a dispute or a formal rights request, email is the appropriate route. You will receive a reference number by return that ties your request to the relevant account and transaction.
In-App Help Section
The help section inside your account lists common terms questions with answers drawn directly from this policy. It is the quickest starting point before escalating to chat or email.
HOW WE HANDLE THIS
Policy Handling: Data, Security and Access
How we manage the information connected to these terms matters as much as the terms themselves. This section describes our approach to the key areas that affect your account day to day.
Account Data & Retention
We retain account records — including transaction logs from bKash, Upay, and Bank Transfer — for as long as your account is active and for the period required by applicable rules after closure. You can request a summary of your records through the support channel at any time.
Cookies & Session Data
We use cookies to maintain your session across pages and between mobile and desktop visits. The cookies policy linked in our footer covers what is stored, how long it is kept, and how to manage your preferences through the browser settings on your device.
Account Security
Your account credentials are your responsibility to keep private. If you suspect unauthorised access, notify us through live chat or email immediately. We will review the account log and advise on the next step — which may include a password reset or a temporary access restriction while we investigate.
Requesting a Policy Change
If you believe a term is being applied incorrectly to your account, or if you want to request a change to how we handle your specific account data, the email route gives you a documented record of the request and our response.
TERMS FAQ
Common Questions About These Terms
These are the questions we hear most often about how iu44 terms work in practice — covering account rights, data, access eligibility, and how to get a response when something is not clear.
Do these terms apply to bKash and Upay transactions?
Yes. Every deposit or withdrawal you initiate through bKash, Upay, or Bank Transfer is covered by these terms alongside the payment provider's own rules. If a transaction is disputed, raise it through our support channel with the reference number from your account history.
What happens if these terms change after I open my account?
We publish the updated version at this URL and note what changed. Continuing to use your account after the change is posted means you accept the revised terms. If a specific update is not acceptable to you, contact support before any further transactions are processed.
Can I use iu44 from Bangladesh?
Access depends on your local law and the eligible regions we serve at the time. We do not make a blanket legal confirmation for any jurisdiction. Check the current access notice shown when you visit the site, and satisfy yourself that use is permitted under the rules that apply to you.
How do I correct wrong information in my account profile?
Contact support via live chat or email with the details you need changed. We will ask you to verify your identity before updating any profile field. This step is part of these terms and applies to every account regardless of the payment method linked.
Where can I find a log of my past transactions?
Your account history page shows a record of every deposit, withdrawal, and activity linked to your account. If an entry is missing or the amount shown does not match your bKash, Upay, or Bank Transfer record, raise it with support and include the date and amount.
How long does iu44 keep my account data after I close my account?
We retain records for as long as applicable rules require after account closure. The exact period depends on the type of data and the rules in force. You can request a summary of what is held by contacting us through the email support route at any point.